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How to Start an LLC in Massachusetts (Step-by-Step) 2026 Guide

Written by Matt Horwitz

Updated

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To start an LLC in Massachusetts, file a Certificate of Organization with the Massachusetts Secretary of the Commonwealth. This costs $520 and takes 2 days for approval.

How to start an LLCThere are 5 steps to follow:

  1. Choose an LLC Name
  2. Select a Registered Agent
  3. File a Certificate of Organization
  4. Create an Operating Agreement
  5. Get an EIN

If you want to form your LLC yourself, follow our free guide below.

If you want someone to take care of it for you, we recommend hiring Northwest Registered Agent.

Need to save time? Hire a company to form your LLC:
Northwest ($39 + state fee) or LegalZoom ($149 + state fee)

(We recommend Northwest. We've reviewed all the top companies in the industry. And Northwest is our #1 pick for prices, customer support, and address privacy. Check out Northwest vs LegalZoom to learn more.)

How much does it cost to start an LLC in Massachusetts?

It costs $520 to start an LLC in Massachusetts.

And then it costs $520 per year.

What are these fees for?

  • The initial $520 is to file the Certificate of Organization – the document that creates an LLC.
  • The $520 per year is for your Annual Report – a mandatory filing that keeps your LLC in good standing.

To learn more about LLC Costs, see LLC Costs in Massachusetts.

How long does it take to get an LLC in Massachusetts?

If you file your LLC by mail, it will be approved in 1-2 business days (plus mail time).

But if you file online, your LLC will be approved in 1-2 business days.

Please see How long does it take to get an LLC in Massachusetts to check for any delays.

Here are the steps to forming an LLC in Massachusetts

1. Search your LLC Name

LLC namesSearch your LLC Name to make sure it’s available in the state.

You need to do this because two businesses in the state can’t have the same name.

First, search your business name and compare it to existing businesses in the state. You can make sure the LLC Name you want is unique from existing businesses using the Corporations Division Business Entity Search.

Second, familiarize yourself with the state’s naming rules (so your LLC gets approved).

We’ll explain both in more detail here: Massachusetts LLC Name.

2. Choose a Registered Agent

The next step is to choose a Registered Agent.

Registered AgentA Massachusetts Registered Agent is a person or company who accepts legal mail and state notices on behalf of your Limited Liability Company.

Note: In Massachusetts, a Registered Agent is also called a Resident Agent. We may use either term.

Who can be an LLC Resident Agent?

You have 3 options for who can be the Resident Agent:

  • You
  • A friend or family member
  • A Registered Agent Service

The Registered Agent for your LLC must have a physical street address in Massachusetts. PO Boxes aren’t allowed.

And the Registered Agent’s name and address will be listed on public records.

If you don’t have an address in the state, or you want more privacy, you can hire a Registered Agent Service for your LLC.

This can help you keep physical street addresses in Massachusetts to meet state requirements – and our recommendation will also keep your information off public records.

We recommend Northwest Registered Agent

Our favorite feature about Northwest is they’ll let you use their business address throughout your LLC filing. This way, you can keep your address off public records.

They’ll also scan any mail sent to your LLC and upload it to your online account.

Northwest has excellent customer service, and they’re who we trust to be our own Registered Agent.

Special offer: Hire Northwest to form your LLC ($39 + state fee), and you'll get a free year of Registered Agent service.

(Why is Northwest the best? Read our Northwest Registered Agent review)

3. File a Certificate of Organization

Articles of OrganizationTo start an LLC, you need to file the Massachusetts Certificate of Organization.

This gets filed with the Massachusetts Secretary of the Commonwealth: Corporations Division.

The Certificate of Organization costs $520 if you file online.

This is a one-time fee to create your LLC.

If you want to file this yourself, see our step-by-step guide: Massachusetts Certificate of Organization.

Or, you can hire a company to do it for you.

Need to save time? Hire a company to form your LLC:
Northwest ($39 + state fee) or LegalZoom ($149 + state fee)

(We recommend Northwest. We've reviewed all the top companies in the industry. And Northwest is our #1 pick for prices, customer support, and address privacy. Check out Northwest vs LegalZoom to learn more.)

4. Create an Operating Agreement

Operating AgreementAn Operating Agreement serves as a “companion” document to the Certificate of Organization.

The Certificate of Organization creates your LLC, and the Operating Agreement shows who owns the LLC.

Additionally, some banks require Operating Agreements when you open an LLC bank account.

And having an Operating Agreement will be very helpful if you ever end up in court. Reason being, it helps prove that your LLC is being run properly.

That’s why we recommend that all LLCs have an Operating Agreement – including Single-Member LLCs.

Furthermore, an Operating Agreement is an “internal document“. Meaning, you don’t need to file it with any government agency (like the state or the IRS). Just keep a copy with your business records.

You can download a free template below.

Then, learn how to fill it out by watching our step-by-step Massachusetts Operating Agreement video.

Download a free LLC Operating Agreement:
Member-managed: Google Doc | Word | PDF
Manager-managed: Google Doc | Word

(What's better? See Member-managed vs Manager-managed LLC)

5. Get an EIN for your LLC

The next step is to get a Massachusetts EIN Number from the IRS for your LLC.

Note: An EIN Number is also called a Federal Tax ID Number or Federal Employer Identification Number.

EIN Number for an LLCAn EIN Number is used to:

  • identify your LLC for tax purposes
  • open a business bank account
  • apply for business licenses and permits
How much does an EIN cost?

Getting an EIN Number from the Internal Revenue Service (IRS) is completely free.

How long does it take to get an EIN?

If you apply online, it takes 15 minutes.

If you apply by mail or fax, it can take 1-3 months.

How can I get an EIN?

US Citizens/US Residents: If you have an SSN or ITIN, you can apply for an EIN online. Follow these instructions: Apply for an EIN online.

Non-US Residents: You can’t get an EIN online, but you can still get one by fax or by mail. Follow these instructions: How to get an EIN without an SSN or ITIN.

What do I do after my LLC is approved?

After your LLC is approved, there are some additional steps.

Open an LLC business bank account

You’ll want to open a business bank account for your LLC.

This makes accounting and record-keeping much easier for your business finances.

Having a separate business bank account also maintains your personal liability protection. This is because it keeps your business entity finances separate from your personal finances.

Get business licenses and permits

Business LicenseGood news, Massachusetts doesn’t have a state general business license.

However, depending on where your LLC is located, you may need a local business license or permit.

For example, if you want to start a daycare, you may need a business license from the city or county.

You can learn more on our Massachusetts Business License page.

File an LLC Annual Report
LLC Annual ReportAll Massachusetts LLCs must file an Annual Report every year.

The Annual Report keeps your LLC in good standing with the state.

How much does a Massachusetts LLC Annual Report cost?

The Annual Report filing fee is $520 per year.

When is the Annual Report due?

Your LLC’s Annual Report is due every year by your LLC’s anniversary date.

For example, let’s say your LLC was approved on February 15, 2026. That makes February 15 your LLC’s anniversary date. Meaning, your LLC’s Annual Report is due every year by February 15.

When is my first Annual Report due?

Your first Annual Report is due the year after your LLC was approved.

For example, if your LLC was approved on February 15, 2026, your first Annual Report is due by March 31, 2027.

How do I file my LLC Annual Report?

You can file your LLC’s Annual Report online or by mail. We recommend the online filing because it’s easier to complete.

Follow our step-by-step guide here: Massachusetts LLC Annual Report.

File and pay taxes

LLC TaxesLLCs don’t pay federal income tax. Instead, the LLC Members pay the taxes for the LLC.

Said another way, the owners pay taxes for the LLC as a part of their personal tax return.

How will my LLC be taxed?

By default, an LLC is taxed by the IRS based on the number of owners your LLC has:

  • A Single-Member LLC is taxed like a Sole Proprietorship.
  • A Multi-Member LLC is taxed like a Partnership.

Alternatively, you can ask the IRS to tax your LLC like a C-Corporation or S-Corporation.

Besides federal taxes, there are also state and local income taxes – and sales tax. Learn more in Massachusetts LLC Taxes.

How to Start an LLC in Massachusetts FAQs

Can I start an LLC online in Massachusetts?

Yes, you can file your LLC online in Massachusetts. The Certificate of Organization filing fee is $520.

When you start your LLC online, it will be approved in 1-2 business days.

What are the benefits of an LLC?

The first benefit of an LLC is protecting your personal assets. Meaning, if your business is sued, your personal assets – like your home, cars, and bank accounts – are protected.

This protection applies to all LLC owners (called LLC Members). It doesn’t matter if you have a Single-Member LLC or Multi-Member LLC. All of the LLC owners are protected from the business debts and liabilities.

This type of protection wouldn’t apply if you operate as a Sole Proprietorship or Partnership. With these types of informal business structures, the owners aren’t protected in the event of a lawsuit. For that reason, Limited Liability Companies (LLCs) are a much more popular business structure.

Another benefit is LLC pass-through taxation. This means the LLC itself doesn’t pay federal income taxes. Instead, the profits “pass through” to the LLC Members. And the Members pay the taxes on their personal tax return.

And Massachusetts state income taxes are very similar, since the state honors the federal tax treatment of your LLC.

To learn more, please see How are LLCs taxed.

Is Massachusetts a good state to start an LLC?

Whether Massachusetts is a good state to start an LLC depends on where you live – and where you’re doing business.

Meaning, if you live in or do business in Massachusetts, then you should start your LLC there. While many websites talk about tax rates and advantages of certain states, none of that applies if it’s not the state where you live and do business.

For example, if you form an LLC in Delaware, but live in and conduct business in Massachusetts, you’ll also need to register your Delaware LLC in Massachusetts (and pay extra fees). And you’ll end up paying Massachusetts taxes anyway. This ends up leading to more costs and more headaches with no advantages.

In summary, if you live in and conduct business in Massachusetts, then yes, it’s a good state to start a business. If you don’t live in and do business in Massachusetts, then no, it isn’t a good state to start a business.

Real estate exception: If you’re purchasing real estate outside of Massachusetts, you should form your LLC in the state where the property is located.

For more information, please see Best State to Form an LLC.

Information verified on October 27, 2026

Matt Horwitz
Matt Horwitz
Matt Horwitz is the leading expert on LLC education, and has been teaching for 15 years. He founded LLC University in 2010 after realizing people needed simple and actionable instructions to start an LLC. He's cited by Entrepreneur Magazine, Yahoo Finance, and the US Chamber of Commerce, and was featured by CNBC and InventRight.
 
Matt holds a Bachelor's Degree in business from Drexel University with a concentration in business law. He performs extensive research and analysis to convert state laws into simple instructions anyone can follow to form their LLC - all for free! Read more about Matt Horwitz and LLC University.